If you were to ask your local bank VP to explain the relationship between gold and the dollar, you could expect a long and confusing answer, ending with something like this: "Nobody knows what will happen in the final analysis." Your banker’s MBA degree does not equip him to understand anything as basic as what makes gold and the dollar go up and down.

One fact is not in doubt, the trend is up and the momentum is on the side of gold going higher then the present $700+ an ounce, more then double the low of three years ago. Price wise it has paralleling the rise in oil prices and a host of base commodities, including copper and zinc, and of course, oil. MORE
 

Newlyweds in a Nix over Financial Issues…
Already?! 

When Your Income
Dives 90%...

The Nevada Strategy
to protect your credit & assets:
Legal or Not?
 

Saving - A Woe for the Future of the American Worker
 

Quick Summary of the new bankruptcy Laws

Bankruptcy
At What Cost?

New Laws eliminate the last safety net for Americans caught in hard times. If you are one of the unfortunate souls heading into the New Year facing the prospect of bankruptcy, listen up! The Most Ominous Change in Bankruptcy Law? All Filers Must Prove a Negative: you are guilty of attempting to defraud creditors until proven innocent. MORE

New laws provide for the transfer of wealth from private citizens to corporations

4-steps to the
Best Home Equity Options

Jeanne Hogarth, program manager for consumer education and research at the Federal Reserve Board, notes that a home equity line of credit is different from a home equity loan. "A line of credit is a form of revolving credit -- like a credit card -- with your home as collateral. A home equity loan, on the other hand, is for a fixed amount of money, paid back over a fixed term, much like your primary mortgage." MORE

What would be a fair money amount for a couple to give to the bride & groom? (a reception without liquor).
 

“To have enough money to retire on!”  Far and away, the number one reason people seek advice from a financial advisor is to plan for retirement.  If what I see in my practice is typical, many folks think one day they’ll just flip a switch and suddenly be retired.  That mindset couldn’t be further from the truth.

Three successive layoffs due to companies going under in the past two years, deplete finances due to the dot-com bust, no job prospects that even two thirds to her regular salary of $95,000/year and unemployment that only covers 39% of the monthly bills, not even enough for rent, is there anyway this college educated middle manager can get out of her rental lease and get her life back.  Or, will she become homeless with a bad credit rating and lose everything?  See what Nancy advises.
 

What do you do when you can't pay your rent?

Kansas City, MO: Couples Company's Nancy Langdon Jones, CFP® of Upland, Calif., has been selected as one of the 2003 Top Ten Business Women of ABWA, an annual award that has been given by the American Business Women's Association (ABWA) since 1956...